MOTORCYCLE INSURANCE IN TEXAS

Motorcycle Insurance for Every Type of Bike You Ride.

Sport bikes, cruisers, first-time riders — get a quote built around your bike, not a generic policy. Same-day motorcycle policies at 20 DFW and Waco locations, with bilingual agents ready to help.

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Areas We Serve:
Arlington
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Garland
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IrvingCarrollton
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Dallas
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Fort Worth
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DuncanvilleMcKinney
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Haltom City
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Waco
WHO WE INSURE

Riders We Help Get Covered

A denied application or a high quote isn't the end of the road. Here's who we help most often.
Motorcycle

Sport Bikes & High-Performance

Standard insurers often decline sport bikes outright. We work with carriers built for performance motorcycles.
New riders

First-Time Riders

New to riding? We'll walk you through the coverage that fits a first bike.
Bad or no credit

Bad or No Credit

Your credit score won't price you out here. We work with carriers that look past your history.
SR-22 required

Prior Accidents or Violations

A past accident or ticket doesn't mean you're stuck. We find carriers that still write your policy.
What We Offer

Coverage for Every rider

From Texas minimum liability to full protection, pick what fits your bike and your budget.

Liability

Liability

Covers damage you cause to other people and their property. Required by Texas law, minimum 30/60/25.

Good for: Riders who want to meet state minimums at the lowest cost.
Collision

Collision

Covers repair or replacement of your bike after a crash, regardless of fault.

Good for: Riders with financed or newer motorcycles.
Comprehensive

Comprehensive

Covers non-collision damage: theft, weather, vandalism, and more.

Good for: Riders who want protection against theft, a common risk for motorcycles.
Motorcycle type

Uninsured Motorist

Protects you if you're hit by a driver with no insurance or not enough to cover your injuries.

Good for: Every rider, since motorcycle injuries are often more severe than car accidents.
Good for

Medical Payments

Covers your medical bills after an accident, regardless of who's at fault.

Good for: Riders who want coverage without waiting on a liability claim.
ALSO INSURING A CAR?

We Also Write Auto Insurance For Your Household.

Most riders also own a car or truck. As an independent broker, we shop your motorcycle and auto coverage across multiple carriers, so you're not juggling two separate agents for your household's vehicles.

Tell us what else you drive, and we'll quote it alongside your bike.

Get an auto quote

Multi-Carrier Comparison

We shop your motorcycle and auto coverage across several carriers, not just one.

One Agent, Every Vehicle

Manage every policy at the same local office, no separate agents to track.

Same-Day Quotes

Get both policies quoted and issued in one visit, no extra paperwork trips.

Bilingual Support

Every location has bilingual staff to explain both policies in the language you're comfortable with.

Simple Process

Covered in 3 Steps

No long waits. No confusing forms. Just fast, straightforward coverage.
1

Call or Click

Call 844-789-BEST or get a quote online. A real agent answers, not a robot. Tell us your situation and we go to work.
2

Pick Your Coverage

We compare rates from multiple carriers and show you your options. You choose what fits your budget.
3

Drive Off Covered

Same-day coverage available. Walk into any of our 20 DFW locations or handle everything over the phone.

MOTORCYCLE INSURANCE IN DALLAS-FORT WORTH

Texas law requires every motorcycle rider to carry the same 30/60/25 minimum liability coverage as drivers. Motorcycle premiums are priced differently than car insurance, though: bike type, engine size, and riding experience matter more than they do for a standard auto policy.

At America's Best Auto Insurance, we help DFW riders get covered fast, whether you're insuring a first bike or a modified sport bike standard insurers won't touch. With 20 locations across the metroplex and Waco, we're your local non-standard insurance specialists.

WHAT DOES MOTORCYCLE INSURANCE COVER?

Motorcycle insurance covers liability for damage you cause, plus optional coverage for your bike, your medical bills, and custom parts or aftermarket upgrades. It works the same way auto insurance does, but rates depend heavily on engine size, bike type, and riding experience.

WHO NEEDS NON-STANDARD MOTORCYCLE INSURANCE?

Riders with sport bikes or high-performance motorcycles
First-time riders with no insurance history
Riders with bad credit or no credit history
Riders with a prior accident, DUI, or multiple tickets
Riders with custom parts, paint, or aftermarket upgrades

HOW MUCH DOES MOTORCYCLE INSURANCE COST IN DFW?

Motorcycle premiums are priced by engine size, bike type, and rider experience more than by any single factor. A sport bike typically costs more to insure than a cruiser of the same value, and a first-time rider will pay more than someone with years of riding history.

We can get you covered at the Texas minimum or build a more complete policy depending on your bike and your budget.

Talk to an Agent Now
The Tea? We Deliver.
El Barrio No Miente.
★★★★★
G
"I called three other places before finding America's Best. Within 20 minutes they had me covered and paying less than I expected. The agent was patient, explained everything clearly, and didn't try to upsell me on anything I didn't need. Highly recommend."
MT
Marcus T.
Google Review
★★★★★
G
"I called three other places before finding America's Best. Within 20 minutes they had me covered and paying less than I expected. The agent was patient, explained everything clearly, and didn't try to upsell me on anything I didn't need. Highly recommend."
MT
Marcus T.
Google Review
★★★★★
G
"I called three other places before finding America's Best. Within 20 minutes they had me covered and paying less than I expected. The agent was patient, explained everything clearly, and didn't try to upsell me on anything I didn't need. Highly recommend."
MT
Marcus T.
Google Review
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