Auto Insurance in Texas

We Insure Drivers Others Won't.

Bad credit, suspended license, SR-22, first-time driver, we find coverage for every situation. Same-day policies at 20 DFW locations, with bilingual agents ready to help.

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Areas We Serve:
Arlington
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Garland
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IrvingCarrollton
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Dallas
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Fort Worth
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DuncanvilleMcKinney
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Haltom City
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Waco
We Work With All Situations

We Cover Drivers Others Don't

Most insurance companies turn people away. We find coverage for drivers in every situation.
Bad or no credit

Bad or No Credit

Your credit score won't disqualify you here. We work with carriers that look past your history.
SR-22 required

SR-22 Required

Need an SR-22 filing? We handle it same day so you can get back on the road fast.
New drivers

New Drivers

First time getting insured? We'll walk you through every option and find you the best rate.
International license

International License

Foreign or international license holders are welcome. Bilingual staff available at all locations.
What We Offer

Coverage for Every Driver

From Texas minimum liability to full protection, pick what fits your budget and situation.

Liability

Liability

Covers damage you cause to other people and their property. Required by Texas law, minimum 30/60/25.

Good for: Drivers who want to meet state minimums at the lowest cost.
Collision

Collision

Covers repair or replacement of your vehicle after a crash, regardless of who's at fault.

Good for: Drivers with financed vehicles or newer cars.
Comprehensive

Comprehensive

Covers non-collision damage, theft, weather, hail, flooding, fire, and more.

Good for: Full protection against DFW weather events and theft.
Uninsured motorist

Uninsured Motorist

Protects you if you're hit by a driver with no insurance or not enough to cover your damages.

Good for: Every driver, 1 in 8 Texas drivers is uninsured.
Non-owner policy

Non-Owner Policy

Don't own a car but need coverage or an SR-22? A non-owner policy gives you liability coverage for any vehicle you drive.

Good for: Drivers reinstating a license without a car.
SR-22 Filing

Same-Day SR-22. Back on the Road Today.

An SR-22 isn't a type of insurance. It's a certificate your insurer files with the state proving you carry the minimum required coverage. Texas requires it after certain violations, and many drivers don't know where to start.

We've helped thousands of DFW drivers get their SR-22 filed fast. Call us, give us your info, and we handle the rest.

Get SR-22 Filed Today

DUI or DWI Conviction

Courts require an SR-22 after a DUI. We file it same day so your reinstatement process starts immediately.

Driving Without Insurance

Caught uninsured? The state requires proof of coverage before restoring your license. We make it fast.

Suspended or Revoked License

An SR-22 is often the first step to getting your license back. We'll walk you through the full process.

Multiple Violations or At-Fault Accidents

Too many tickets or accidents? Some states require an SR-22 for repeat offenders. We cover those too.

Simple Process

Covered in 3 Steps

No long waits. No confusing forms. Just fast, straightforward coverage.
1

Call or Click

Call 844-789-BEST or get a quote online. A real agent answers, not a robot. Tell us your situation and we go to work.
2

Pick Your Coverage

We compare rates from multiple carriers and show you your options. You choose what fits your budget.
3

Drive Off Covered

Same-day coverage available. Walk into any of our 20 DFW locations or handle everything over the phone.

Auto Insurance in Dallas–Fort Worth

Texas law requires every driver to carry minimum liability coverage of 30/60/25 — $30,000 per person for bodily injury, $60,000 per accident, and $25,000 for property damage. But meeting the minimum isn't always the same as being protected.

At America's Best Auto Insurance, we help DFW drivers find the right coverage at the right price — whether you need basic liability to meet state requirements, or full coverage to protect your vehicle. With 20 locations across the metroplex and Waco, we're your local non-standard insurance specialists.

What Is Non-Standard Auto Insurance?

Non-standard auto insurance is coverage designed for drivers who don't qualify for standard policies due to their driving history, credit, or prior insurance gaps. If you've been turned down by other carriers, or quoted rates that seem impossible to afford, a non-standard agency like AB Auto is where you need to be.

Who Needs Non-Standard Coverage?

Drivers with DUI or DWI convictions
Drivers who have been caught without insurance
Drivers with multiple at-fault accidents or tickets
First-time drivers with no insurance history
Drivers with foreign or international licenses
Drivers whose coverage has lapsed
Anyone required to file an SR-22

Texas Minimum Coverage Requirements

Texas follows a 30/60/25 minimum liability rule. This means your policy must cover at least $30,000 per injured person, $60,000 per accident for bodily injury, and $25,000 for property damage you cause to others. Driving without at least this coverage is illegal and can result in fines, license suspension, and an SR-22 requirement.

We can get you covered at the Texas minimum or help you build a more complete policy depending on your vehicle and budget.

Talk to an Agent Now
The Tea? We Deliver.
El Barrio No Miente.
★★★★★
G
"I called three other places before finding America's Best. Within 20 minutes they had me covered and paying less than I expected. The agent was patient, explained everything clearly, and didn't try to upsell me on anything I didn't need. Highly recommend."
MT
Marcus T.
Google Review
★★★★★
G
"I called three other places before finding America's Best. Within 20 minutes they had me covered and paying less than I expected. The agent was patient, explained everything clearly, and didn't try to upsell me on anything I didn't need. Highly recommend."
MT
Marcus T.
Google Review
★★★★★
G
"I called three other places before finding America's Best. Within 20 minutes they had me covered and paying less than I expected. The agent was patient, explained everything clearly, and didn't try to upsell me on anything I didn't need. Highly recommend."
MT
Marcus T.
Google Review
FAQ

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Coverage
REsources
  • Cheap Car Insurance Dallas
  • Non-Owner Car Insurance
  • Unlicensed Insurance in Dallas
  • SR-22 Insurance in Dallas
  • Cheap Car Insurance Arlington
  • Cheap Car Insurance Fort Worth
  • Cheap Car Insurance DFW
  • Cheap Car Insurance Near Me
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