Bad credit, suspended license, SR-22, first-time driver, we find coverage for every situation. Same-day policies at 20 DFW locations, with bilingual agents ready to help.
No obligation. A local agent will call you within minutes.
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From Texas minimum liability to full protection, pick what fits your budget and situation.
Covers damage you cause to other people and their property. Required by Texas law, minimum 30/60/25.
Covers repair or replacement of your vehicle after a crash, regardless of who's at fault.
Covers non-collision damage, theft, weather, hail, flooding, fire, and more.
Protects you if you're hit by a driver with no insurance or not enough to cover your damages.
Certificate of financial responsibility filed directly with the state. Required after DUI, driving uninsured, or license suspension.
Don't own a car but need coverage or an SR-22? A non-owner policy gives you liability coverage for any vehicle you drive.
An SR-22 isn't a type of insurance. It's a certificate your insurer files with the state proving you carry the minimum required coverage. Texas requires it after certain violations, and many drivers don't know where to start.
We've helped thousands of DFW drivers get their SR-22 filed fast. Call us, give us your info, and we handle the rest.
Get SR-22 Filed TodayCourts require an SR-22 after a DUI. We file it same day so your reinstatement process starts immediately.
Caught uninsured? The state requires proof of coverage before restoring your license. We make it fast.
An SR-22 is often the first step to getting your license back. We'll walk you through the full process.
Too many tickets or accidents? Some states require an SR-22 for repeat offenders. We cover those too.
Texas law requires every driver to carry minimum liability coverage of 30/60/25 — $30,000 per person for bodily injury, $60,000 per accident, and $25,000 for property damage. But meeting the minimum isn't always the same as being protected.
At America's Best Auto Insurance, we help DFW drivers find the right coverage at the right price — whether you need basic liability to meet state requirements, or full coverage to protect your vehicle. With 20 locations across the metroplex and Waco, we're your local non-standard insurance specialists.
Non-standard auto insurance is coverage designed for drivers who don't qualify for standard policies due to their driving history, credit, or prior insurance gaps. If you've been turned down by other carriers, or quoted rates that seem impossible to afford, a non-standard agency like AB Auto is where you need to be.
Texas follows a 30/60/25 minimum liability rule. This means your policy must cover at least $30,000 per injured person, $60,000 per accident for bodily injury, and $25,000 for property damage you cause to others. Driving without at least this coverage is illegal and can result in fines, license suspension, and an SR-22 requirement.
We can get you covered at the Texas minimum or help you build a more complete policy depending on your vehicle and budget.
Talk to an Agent NowNo. AB Auto specializes in non-standard auto insurance, which means we work with drivers regardless of credit history. Your rate is based on your driving record and coverage needs, not your credit score.
Yes. Most drivers leave with active coverage the same day they call or visit one of our locations. We can issue your policy and proof of insurance on the spot.
Yes. We file SR-22s directly with the state of Texas for drivers who need one. We handle the paperwork so you stay compliant and avoid a license suspension.
Texas requires liability coverage of at least 30/60/25: $30,000 per injured person, $60,000 total per accident, and $25,000 for property damage. We offer policies that meet this minimum and options to add more protection.
Yes. Spanish-speaking agents are available at our locations to help you choose coverage and answer questions in the language you're most comfortable with.