Crossing the border for a weekend or a road trip? Mexican law requires separate liability coverage the moment you cross. Same-day Mexico tourist policies at 20 DFW and Waco locations, with bilingual agents ready to help.
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A Texas policy stops at the border. Here's what a Mexico policy actually covers.
Covers damage you cause to other people and their property. Required by Texas law, minimum 30/60/25.
Covers bail bond and legal defense costs if you're involved in an accident in Mexico, where auto accidents can carry criminal liability.
Covers non-collision damage, theft, weather, hail, flooding, fire, and more.
Covers repair or theft of your own vehicle while it's in Mexico, since US comprehensive coverage typically won't apply there.
Covers towing and roadside help if your vehicle breaks down while you're in Mexico.
Choose a policy for one crossing or a full year of unlimited trips.
Most US auto insurers, including the one covering your vehicle right now, stop providing coverage the moment you cross into Mexico. Mexican law requires separate liability coverage from a Mexican-authorized insurer. As an independent broker, we write your Mexico tourist policy alongside your existing US auto coverage.
Tell us your travel dates and vehicle, and we'll get you a border-ready policy.
Request A MEXICO POLICY todayYour US policy typically doesn't apply south of the border. This one does.
Keep your US and Mexico coverage under the same agent.
Get covered before your trip, no waiting.
Every location has bilingual staff to explain what's required at the border.
US auto insurance generally does not cover you once you cross into Mexico. Mexican law requires liability coverage from a Mexican-authorized insurer, and driving without it can mean your vehicle is impounded or you're held personally liable for an accident.
At America's Best Auto Insurance, we write Mexico tourist auto policies for DFW and Waco drivers heading south, whether it's a weekend trip to the border towns or an extended stay.
No, in almost all cases. US insurers typically exclude coverage outside the United States, and Mexico requires liability insurance from a company authorized to operate there. You need a separate Mexico tourist auto policy any time you drive across the border.
Mexico tourist auto policies are typically sold by the day for short trips or as an annual policy for frequent crossers. A single-trip policy covers you for the length of your stay; an annual policy covers unlimited crossings for a year.
We can get you a policy for a single weekend trip or a full year of border crossings, depending on how often you travel.
Talk to an Agent NowNo. AB Auto specializes in non-standard auto insurance, which means we work with drivers regardless of credit history. Your rate is based on your driving record and coverage needs, not your credit score.
Yes. Most drivers leave with active coverage the same day they call or visit one of our locations. We can issue your policy and proof of insurance on the spot.
Yes. We file SR-22s directly with the state of Texas for drivers who need one. We handle the paperwork so you stay compliant and avoid a license suspension.
Texas requires liability coverage of at least 30/60/25: $30,000 per injured person, $60,000 total per accident, and $25,000 for property damage. We offer policies that meet this minimum and options to add more protection.
Yes. Spanish-speaking agents are available at our locations to help you choose coverage and answer questions in the language you're most comfortable with.