MEXICO AUTO INSURANCE FOR TEXAS DRIVERS

Your US Auto Policy Doesn't Cover You In Mexico.

Crossing the border for a weekend or a road trip? Mexican law requires separate liability coverage the moment you cross. Same-day Mexico tourist policies at 20 DFW and Waco locations, with bilingual agents ready to help.

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Areas We Serve:
Arlington
·
Garland
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IrvingCarrollton
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Dallas
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Fort Worth
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DuncanvilleMcKinney
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Haltom City
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Waco
TRIPS WE COVER

Mexico Auto Coverage For Every Trip

Texas insurance stops working at the border. Here's who needs a Mexico policy.
Vehicle

Weekend Border Trips

Heading to Nuevo Progreso or Reynosa for the day? We write short-term policies that cover a single trip.
Travel to Mexico

Extended Stays or Snowbirds

Spending weeks or months in Mexico? We offer longer-term policies built for extended travel.
Travel vehicle

Towing an RV or Trailer

Bringing more than just your vehicle? We can cover trailers and towed units too.
Border crossing

First-Time Border Crossers

Never bought Mexican auto insurance before? We'll walk you through exactly what's required.
WHAT'S INCLUDED

Coverage Built for Driving in Mexico

A Texas policy stops at the border. Here's what a Mexico policy actually covers.

Liability

Mexican Liability Coverage

Covers damage you cause to other people and their property. Required by Texas law, minimum 30/60/25.

Good for: Any US driver crossing the border by car.
Documentation

Legal Assistance

Covers bail bond and legal defense costs if you're involved in an accident in Mexico, where auto accidents can carry criminal liability.

Good for: Drivers who want protection beyond property damage.
Good for

Medical Payments

Covers non-collision damage, theft, weather, hail, flooding, fire, and more.

Good for: Families and groups traveling together.
Collision

Physical Damage

Covers repair or theft of your own vehicle while it's in Mexico, since US comprehensive coverage typically won't apply there.

Good for: Newer or financed vehicles crossing the border.
Waiting period

Single-Trip or Annual Terms

Choose a policy for one crossing or a full year of unlimited trips.

Good for: Frequent border crossers versus occasional travelers.
DRIVING ACROSS THE BORDER?

Your Existing Auto Policy Won't Follow You Into Mexico.

Most US auto insurers, including the one covering your vehicle right now, stop providing coverage the moment you cross into Mexico. Mexican law requires separate liability coverage from a Mexican-authorized insurer. As an independent broker, we write your Mexico tourist policy alongside your existing US auto coverage.

Tell us your travel dates and vehicle, and we'll get you a border-ready policy.

Request A MEXICO POLICY today

Coverage That Works in Mexico

Your US policy typically doesn't apply south of the border. This one does.

One Agent for Both Policies

Keep your US and Mexico coverage under the same agent.

Same-Day Quotes

Get covered before your trip, no waiting.

Bilingual Support

Every location has bilingual staff to explain what's required at the border.

Simple Process

Covered in 3 Steps

No long waits. No confusing forms. Just fast, straightforward coverage.
1

Call or Click

Call 844-789-BEST or get a quote online. A real agent answers, not a robot. Tell us your situation and we go to work.
2

Pick Your Coverage

We compare rates from multiple carriers and show you your options. You choose what fits your budget.
3

Drive Off Covered

Same-day coverage available. Walk into any of our 20 DFW locations or handle everything over the phone.

MEXICO AUTO INSURANCE FOR DFW DRIVERS

US auto insurance generally does not cover you once you cross into Mexico. Mexican law requires liability coverage from a Mexican-authorized insurer, and driving without it can mean your vehicle is impounded or you're held personally liable for an accident.

At America's Best Auto Insurance, we write Mexico tourist auto policies for DFW and Waco drivers heading south, whether it's a weekend trip to the border towns or an extended stay.

DOES MY US AUTO INSURANCE WORK IN MEXICO?

No, in almost all cases. US insurers typically exclude coverage outside the United States, and Mexico requires liability insurance from a company authorized to operate there. You need a separate Mexico tourist auto policy any time you drive across the border.

WHO NEEDS MEXICO AUTO INSURANCE?

Anyone driving a US-registered vehicle into Mexico
Weekend or day-trip border crossers
Snowbirds or extended travelers spending weeks in Mexico
Drivers towing an RV or trailer across the border
Frequent crossers who want an annual policy instead of buying per trip

HOW LONG DOES A MEXICO TOURIST POLICY LAST?

Mexico tourist auto policies are typically sold by the day for short trips or as an annual policy for frequent crossers. A single-trip policy covers you for the length of your stay; an annual policy covers unlimited crossings for a year.

We can get you a policy for a single weekend trip or a full year of border crossings, depending on how often you travel.

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"I called three other places before finding America's Best. Within 20 minutes they had me covered and paying less than I expected. The agent was patient, explained everything clearly, and didn't try to upsell me on anything I didn't need. Highly recommend."
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Marcus T.
Google Review
★★★★★
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"I called three other places before finding America's Best. Within 20 minutes they had me covered and paying less than I expected. The agent was patient, explained everything clearly, and didn't try to upsell me on anything I didn't need. Highly recommend."
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Marcus T.
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