Delivery vehicles, work trucks, contractor fleets. We find coverage for every business vehicle. Same-day quotes at 20 DFW and Waco locations, with bilingual agents ready to help.
No obligation. A local agent will call you within minutes.
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From a single work truck to a full fleet, pick what fits your business and your budget.
Covers damage or injury your business vehicle causes to others. Required by Texas law, minimum 30/60/25 for most commercial use.
Covers repair or replacement of your vehicle after a crash, theft, or weather event.
Covers the goods or equipment you're hauling if they're damaged or lost in transit.
Covers vehicles your business rents or employees drive on company business but don't own.
Protects your business if a driver with no insurance or not enough coverage causes an accident.
Covers medical bills for you or your driver after an accident, regardless of fault.
Certain licenses and contracts in Texas require a surety bond in addition to commercial auto coverage, especially for contractors, movers, and freight brokers. As an independent broker, we write both, so you're not tracking down a second agency for a bond your license already requires.
Tell us what your business does, and we'll confirm whether a bond applies.
ASK ABOUT SURETY BONDSBonds and commercial auto are separate products. We handle both.
Contractors, movers, freight brokers, and more.
Get both your policy and your bond quoted in one visit.
Every location has bilingual staff to walk you through both requirements.
Commercial auto insurance covers any vehicle used for business, from a single work truck to a full delivery fleet. Texas requires the same 30/60/25 minimum liability for most commercial vehicles as it does for personal vehicles, but commercial policies also need to account for cargo, hired vehicles, and employees driving on company business.
At America's Best Auto Insurance, we write commercial auto policies for DFW and Waco businesses, from owner-operators to multi-vehicle fleets. We specialize in coverage for new businesses and companies with a prior claim history.
Commercial auto insurance covers vehicles used for business purposes, including liability for damage you cause, physical damage to your own vehicle, and coverage for cargo or equipment you transport. A personal auto policy typically excludes business use, which is why a separate commercial policy is required.
Commercial auto premiums are priced by vehicle type, cargo hauled, mileage, and driver history, not a single factor like credit. A single work truck typically costs less to insure than a multi-vehicle fleet, and businesses with a clean claims history usually see lower rates over time.
We can quote a single vehicle or a full fleet depending on your business and your budget.
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