Protect your house, your belongings, and your liability in one policy. Same-day homeowners insurance quotes at 20 DFW and Waco locations, with bilingual agents ready to help.
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A standard policy protects more than just the structure. Here's what's built in.
Pays to repair or rebuild your home's structure after a covered loss like fire, wind, or hail.
Covers structures on your property that aren't attached to your home.
Pays to repair or replace your belongings after theft, fire, or other covered damage.
Pays for temporary housing and living expenses if your home becomes unlivable after a covered loss.
Pays for injury or property damage claims if someone is hurt on your property or you damage someone else's property.
Pays a guest's minor medical bills after an injury on your property, no fault or lawsuit required.
Renters insurance covers your belongings and liability inside a home you don't own. Once you buy, that policy no longer applies, you'll need homeowners insurance to cover the structure itself. A lot of people search "home insurance" while renting, or keep asking for renters coverage after closing on a house. We write both, so we can point you to the right one whenever your situation changes.
Tell us whether you own or rent, and we'll quote the policy that actually applies.
Speak to an agent for more infoRenters insures your belongings and liability in a home you don't own. Homeowners insures the structure you do.
Buying a house soon? We carry both products, so switching over is a quote away, not a new agent.
Get quoted for either policy in one visit, no extra paperwork trips.
Every location has bilingual staff to explain both policies in the language you're comfortable with.
Homeowners insurance protects your house, your personal belongings, and your legal liability if someone is injured on your property. Texas has no state-mandated minimum, so your coverage depends on your home's value and your lender's requirements, which is nearly always a condition of the mortgage itself.
At America's Best Auto Insurance, we write homeowners policies at 20 locations across DFW and Waco. We specialize in coverage for older homes, first-time buyers, and homeowners with a prior claim or a lapse in coverage, situations many standard insurers turn away.
Homeowners insurance is a policy that covers your home's structure, the belongings inside it, your liability for injuries or damage you cause, and temporary living expenses if your home becomes unlivable. It does not cover flood damage, which requires a separate flood policy.
Texas law does not require renters insurance, but most leases do. Even without a lease requirement, a policy protects you from paying out of pocket for stolen belongings, a guest's injury, or a hotel stay if a fire or major leak forces you out.
Homeowners insurance is priced by your home's value, age, roof condition, and location, not by a single factor like credit alone. Texas homeowners often pay more than the national average because of hail and wind risk, which is why comparing multiple carriers matters more here than in lower-risk states.
We can quote basic coverage or a more complete policy depending on your home and your budget.
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